Area of Cover Choose the right insurance Chronic Conditions Claims Dental Deductibles and Excess Emergency Evacuation Frequently Asked Questions General Exclusions In-Patient Coverage Local vs International Key Terms and Definitions Maternity Out-patient Coverage Overall Maximum Benefit Payment Options Plan Summary Policy Conditions Pre-existing Conditions Renewal Options Vaccination Waiting Period
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Dental
Proper dental insurance is a source of concern for many Expatriates. Most companies do not include dental cover in the insurance plans offered to their employees, and even when such cover is offered, it is normally limited in the protection that it can offer. Dental care is generally costly in most countries and if you have bad teeth, insuring against the cost of dental treatment can be very beneficial. Most insurers offer two levels of dental coverage:
Routine Dental Treatment
Dental cover under this option includes:
- Examinations
- Fillings
- Cleaning
- Root Treatment
- Emergency Dental Treatment
- X-rays
- Local anesthesia
- Occlusion bar
Major Dental Treatment
This option covers almost all dental problems, including but not limited to:
- Tooth Adjustment
- Bridgework
- Treatment of Periondontitis
- Treatment of Gingivitis
- Root Scaling and Membrane Treatment
- Gold jackets, Porcelain Crowns, Temporary Crowns
Almost all insurance companies implement a waiting period before accepting any claims for dental treatments. Be sure to check with the insurance provider for specific policy conditions. Insurers do not normally exclude the coverage of pre-existing dental conditions (since everyone has pre-existing dental problems!). For more information please contact one of our expert advisors.
