Area of Cover Choose the right insurance Chronic Conditions Claims Dental Deductibles and Excess Emergency Evacuation Frequently Asked Questions General Exclusions In-Patient Coverage Local vs International Key Terms and Definitions Maternity Out-patient Coverage Overall Maximum Benefit Payment Options Plan Summary Policy Conditions Pre-existing Conditions Renewal Options Vaccination Waiting Period
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Policy Conditions
Policy conditions are listed in a section of the insurance document that outlines the major points of the plan. Policy conditions usually answer four important questions:
- Who is covered?
A person whose name appears on the policy documents is known as a policyholder. The insured can have dependants whose names will also appear in the policy conditions.
- What is covered?
This section will outline exclusions, waiting periods (if any), in-patient/out-patient benefits and any additional options requested by the policyholder.
- Where are you covered?
In addition, the policy conditions specify the geographical area of coverage of the insurance plan.
- When is the coverage?
The policy conditions will state the start date and duration of the plan. The policy conditions will also state the plans renewal date.
The language used in international medical insurance policies can be confusing. It is important to understand exactly what is covered by your plan. Read the policy conditions carefully and ask questions about any terminology that you don't understand. For more information, or to receive a free quote, please contact us.
