Area of Cover
Choose the right insurance
Chronic Conditions
Deductibles and Excess
Emergency Evacuation
Frequently Asked Questions
General Exclusions
In-Patient Coverage
Local vs International
Key Terms and Definitions
Out-patient Coverage
Overall Maximum Benefit
Payment Options
Plan Summary
Policy Conditions
Pre-existing Conditions
Renewal Options
Waiting Period

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Did you Know?
As an insurance broker we are able to pick and choose the best insurance providers worldwide. Even better our insurance plans cost the exact same as if you were buying directly from the insurer.

Policy Conditions

Policy conditions are listed in a section of the insurance document that outlines the major points of the plan. Policy conditions usually answer four important questions:

  • Who is covered?

    A person whose name appears on the policy documents is known as a policyholder. The insured can have dependants whose names will also appear in the policy conditions.

  • What is covered?

    This section will outline exclusions, waiting periods (if any), in-patient/ out-patient benefits and any additional options requested by the policyholder.

  • Where are you covered?

    In addition, the policy conditions specify the geographical area of coverage of the insurance plan.

  • When is the coverage?

    The policy conditions will state the start date and duration of the plan. The policy conditions will also state the plans renewal date.

The language used in international medical insurance policies can be confusing. It is important to understand exactly what is covered by your plan. Read the policy conditions carefully and ask questions about any terminology that you don't understand. For more information, or to receive a free quote, please contact us.