Country Specific Information
Choose the Right Insurance
Medical Plan Summary
Individual Medical Insurance
Family Medical Insurance
Group Medical Insurance
Teacher Medical Insurance
Travel Medical Insurance

"I have been impresssed by their professionalism, vison, and focus on delivering impartial advice, with high levels of customer service..."
- James Cooper
Did you Know?
As an insurance broker we are able to pick and choose the best insurance providers worldwide. Even better our insurance plans cost the exact same as if you were buying directly from the insurer.

Algeria Health Insurance


Get Free Quote

Located in Northern Africa, bordering the Mediterranean Sea, the People’s Democratic Republic of Algeria is nestled between Morocco and Tunisia. An estimated 91 percent of Algeria’s 34.9 million inhabitants live along the Mediterranean seaboard on just 12 percent of the country’s land area of 2,381,741 square kilometers. The populace continues to relocate to the northern coast despite the Government’s efforts to discourage urban migration. Daily life in Algeria is a vivid mix of modernism and tradition, a colonial past permeated with Islam, traditional values and tribal culture. Similar to that of many other North African countries, Algerian cuisine is heavily influenced by Turkish, French, Arab and Amazigh culinary traditions. Most locals are bilingual if not multilingual, speaking French and Arabic, the latter being Albania’s official language, as well as Berber dialects. The backbone of the economy is the hydrocarbons sector, accounting for over 97 percent of export revenues and nearly 30 percent of GDP.

Algeria’s arid to semiarid climate results in hot, dry summers, attracting visitors to popular beaches and the turquoise waters of the Mediterranean. Prehistoric cave paintings, impressive palaces, ancient towns and the scorched Saharan desert also encourage visitors to tour this fascinating country. Algeria is also home to several World Heritage Sites. Previously on par with neighboring Morocco as a popular tourist destination, Algeria’s tourism industry disappeared with the outbreak of civil war in 1992. An improving security situation is slowly enticing adventurers back to the country however. While tourist attractions remain mostly undeveloped, tourism facilities are available in populated areas, although these can vary in quality. Travel advisories suggest only reputable guides and tour-operators should be used and that expatriate health and travel insurance, which covers all activities travellers wish to undertake, is prearranged.

Algeria Health Care and Insurance

Following liberation from France in 1962, the newly independent government inherited a run-down and poorly resourced health sector, suffering significant disparities in quality and delivery of services. At that time, the doctor to patient ratio was a mere 1 physician for every 33,000 citizens, and a curative approach rather than preventive medicine was the practicing model. Since then, the government has implemented a series of reforms, introducing legislation guaranteeing all citizens the right to healthcare, a focus on preventative care and investment in health centers, clinics and immunization programs. Algeria now has a ratio of an estimated 39 doctors for every 33,000 citizens. Steady improvements in health outcomes are evident, with infant mortality rates dropping from 67 deaths per 1,000 live births in 1990 to 25 per every 1,000 live births in 2011. An improvement in life expectancy has also resulted with estimates currently at 72 years for men and 76 years for women.

Despite these outcomes, challenges still exist. Primary facilities are reportedly underutilized, and the availability of medications is inconsistent. Health infrastructure and equipment lack maintenance, and some specialist areas of medicine are not provided for. Facilities are sparse or non-existent in rural and mountainous areas and the quality of services variable. Some clinics and health centers can only provide basic care, supporting the notion that the public system is underfunded and under resourced. To ensure options are available to travellers of bypassing the public system in favor of the private sector, an international medical insurance policy can be arranged to assist visitors in avoiding wait times and ensure any unexpected medical expenses are covered.

Healthcare is administered through 185 health districts, each being responsible for the delivery of services to residents living in their jurisdictions, however overall responsibility for the system is held by the Ministry of Health. Infrastructure consists of university hospitals, polyclinics, medical centers, basic health units and specialized hospitals. The majority of Algerian’s are limited to using the public sector, as a private health insurance system is not yet operating in the country. A national Algeria medical insurance scheme is available for salaried employees, independent workers and the dependents of each group, which allows access to healthcare in state-run facilities. Of public health concern is Algeria’s rapidly changing epidemiological profile, with cardiovascular diseases, obesity, diabetes and cancer rates all on the rise. The resurgence of diseases such as tuberculosis and cholera could potentially overwhelm the public system, given the abrupt surge in illness which accompanies such diseases.

The private sector is generally well equipped, which is especially true of facilities in the capital, Algiers. The regulatory framework for the sector is however lacking, and despite filling a niche to some extent, the sector has been unable to offset the deficiencies of the public system in the areas of access and quality of care. Access is limited to those who can afford out-of-pocket payments, thus rendering the vast majority of Algerian’s unable to receive treatment via private means. Costs can be considerable, and payment is often expected in cash at the time of treatment. Serious medical conditions will likely require evacuation to another country for treatment, given Algeria’s health system does not have the capacity to treat some illnesses. This necessitates international health insurance coverage being arranged to cover the considerable cost associated with medical evacuation.

Algeria travel   Algeria's medical insurance industry is a fast paced ever evolving market however our staff are experts and at your disposal.

Expatriates and Travelers in Algeria

Algeria Travel Insurance Concerns

All foreign currency must be disclosed upon entry into Albania, and despite the regulation being unpublicized by customs officials, penalties can be severe if travellers are found in possession of undeclared currency when departing the country. Checking with officials regarding this requirement is advised upon arrival. To reduce the risk of contracting a disease while in Algeria the US Centre for Disease Control (CDC) recommends inoculations for Hepatitis A & B, Typhoid and Rabies, in addition to routinely administered childhood vaccinations. Expatriates are also recommended to take measures against insect bites as virus-carrying insects commonly transmit Dengue Fever, Filariasis and Leishmaniasis.

Hazardous conditions prevail on Algeria’s overcrowded roads where a significant number of people are killed in traffic accidents each year. Compounding the danger is the installation of false road blocks by terrorists to facilitate ambushes and kidnappings. Military and police checkpoints are on many of the major routes however advisories recommend that overland travel be avoided. Extra precautions are required for those planning to explore the Sahara. Sandstorms, fuel shortages and bandits pose a risk, highlighting a need for adequate preparation before embarking on such expeditions. A security briefing is advisable, as well as an additional supply of fuel. A spate of kidnappings resulted in a law change determining it illegal to drive alone in the desert, and a number of checkpoints have been installed to ensure adherence of the group travel requirement. Assassinations and bombings occur regularly, especially in the Kabylie region and kidnapping for ransom poses an immediate threat in both the South’s trans-Sahara region and in northeastern Algeria. Social unrest has become commonplace and petty theft, mugging and burglary statistics are also steadily rising. Advisories recommend individuals take prudent security measures to ensure personal safety while in Albania and arrange an international medical and travel insurance policy to cover unexpected medical bills or the replacement of stolen personal effects.

Algeria Expat Health Insurance

Medical facilities are available and the level of care is improving in the larger urban centers, however are not considered comparable with western standards. Response times for emergency services are often unpredictable, and also not on par with services available in developed countries. Comprehensive health insurance is recommended to mitigate the risk of being forced to stay in the country to receive treatment in the public system. Insurance coverage can be arranged through International Medical Insurance, which covers you whenever and wherever you travel. Globally transferable policies provide for a range of medical needs, from emergency evacuation and maternity services to doctors’ fees, specialist consultations and medications. To guarantee access to healthcare when travelling to Algeria, contact one of International Medical Insurance’s consultants to discuss your requirements.